This guideline aims to organize and implement the “NetFuture 50” Student Scholarship Program initiated by Netcapital NBFI LLC, which is designed to support university students’ academic development, encourage research and creative activities, and promote personal growth.
Applicants must:
Be active students in their 3rd or 4th year at an accredited university or college.
Be actively engaged in research, academic projects, volunteer or community activities.
Demonstrate motivation, ambition, and a desire for professional growth.
3. Timeline
Application submission period: October 16 – November 03, 2025
Scholarship award date: November 15, 2025
Completed application form (downloadable)
Official enrollment verification from the university
Transcript of academic records
Creative work submission: Applicants must choose one of the following topics and submit either a 300-word essay or a 3–5 minute video:
Customer-Centric Business
Professional Teamwork
All materials should be submitted to: hr@netcapital.mn
Application submission
Selection process
Scholarship certificate presentation
The Netcapital NBFI Student Scholarship will be organized in three stages:
Preliminary screening: Review of submitted documents to identify eligible applicants.
Second stage: Group presentation sessions.
Final stage: Discussion and problem-solving task based on a given topic, following the sponsor’s evaluation methodology.
Reduce financial burdens and allow students to fully focus on their studies.
Receive mentorship and professional guidance from Netcapital’s experts and management team.
Develop presentation, collaboration, and teamwork skills through each stage of the program.
Active participants and scholarship recipients may have the opportunity for internships or employment at Netcapital.
📞 Contact number: 8827 9397
Since its establishment in 2008, Netcapital Finance Corporation, a leading non-bank financial institution trusted by its clients, has solidified its position as a sector leader through the quality, accessibility, and speed of its financial products and services. As a result of this consistent operation, sound management policy, and socially responsible approach, the company was selected as one of Mongolia's Top 100 Entities for 2024, leading the non-bank financial sector.
For 17 years, Netcapital Finance Corporation has operated continuously, expanding into a national financial institution with 44 branches across 9 districts of Ulaanbaatar and 21 provinces, and employing over 600 skilled professionals. The company is committed to its goal of making financial services accessible to all and contributing to balanced regional development.
In 2024, the company achieved a 97.2% score on the Financial Regulatory Commission's "Corporate Governance Code" implementation assessment. This success is a testament to Netcapital Finance Corporation’s responsible, controlled, fair, and transparent management system.
Netcapital Finance Corporation is strategically implementing a digital transformation, successfully adopting international management systems. For instance, the company has successfully implemented and continues to adhere to:
The effective implementation of these internationally recognized standards across all company operations has created a customer-centric, fast, reliable, and secure financial service ecosystem, which significantly reinforces Netcapital's ability to compete on an international level.
Netcapital Finance Corporation has maintained steady growth for 17 years, providing transparent and accurate information to its investors and paying dividends and interest yields on time without a single day's delay. This is a concrete demonstration of our financial discipline and responsible operations.
As a result of this trust and stability:
Under the motto "Invest in Passion and Skill," Netcapital Finance Corporation acted as a general sponsor for the live broadcasts of:
The company also provided direct financial support to Mongolian teams and athletes.
This achievement of being named a Top 100 Entity is a true recognition of not only the company but also the development of Mongolia's non-bank financial sector and market confidence. We will continue to be a trusted partner in the Mongolian financial sector, combining innovation, transparent governance, sustainable growth, and social responsibility.
We extend our deepest gratitude to our valued clients, loyal partners, and dedicated team.
The initial public offering for Mongolia's first 20% interest asset-backed securities (ABS), offered to the public for the first time on the Mongolian stock market, officially closed on July 1, 2025, after being fully subscribed in just four days.
"Netcapital ABS" SPC LLC successfully raised a total of ₮30.0 billion by offering the public ABS that are 100% backed by loans with a fiduciary right on vehicles. The securities have a maturity of 24 months, an annual interest rate of 20%, and quarterly interest payments.
The high level of trust and active participation from both individual and institutional investors in this high-yield, low-risk financial instrument was the key factor behind the 100% fulfillment of the initial ABS offering. This success sets a new standard and opens up new opportunities in the domestic capital market.
"Netcapital ABS" SPC LLC was founded by "Netcapital Finance Corporation" NBFI LLC, one of the leading non-bank financial institutions in Mongolia, which has been operating stably for 17 years.
As of 2024, "Netcapital Finance Corporation" NBFI LLC, the main company of the Netcapital Financial Group, had expanded to ₮271 billion in total assets, 44 branches covering Ulaanbaatar and all 21 provinces of Mongolia, over 600 skilled employees, and more than 112,000 satisfied clients.
The company was also rated 97.2% in the Financial Regulatory Commission's Corporate Governance Code assessment, making it a well-governed financial institution. This rating serves as a guarantee of its accountability, transparency, and reliability, maintaining a high level of trust among clients and investors.
The following organizations collaborated on this successful initial public offering:
We would like to express our gratitude to all the organizations, partners, and our team who made a valuable contribution to the successful implementation of this offering.
We have successfully implemented the IDCXS2022 "International Digital Customer Experience Standard" and have been certified by the British Standards Institution (BSI). This implementation allows us to develop our products and services to an international level of "Excellence," creating a system where customers can access easy and secure financial services through digital channels.
The IDCXS2022 standard consists of 7 sections and 356 criteria. We made improvements to our operations in accordance with these criteria, and from October 21-23, 2024, we underwent a certification audit by the BSI. We met the standard's requirements with a high performance rate of 95.5% and received our certificate.
Aiming to lead the fintech revolution in the digital era, Netcapital Financial Group has successfully implemented the ISO/IEC 27001:2013 Information Security Management System standard.
This is the company’s second internationally recognized certification, following the ISO 9001:2015 Quality Management System standard it received last year. The new certification validates that Netcapital’s systems meet the stringent international requirements for creating, implementing, monitoring, and improving its information security management.
With this achievement, the Group can now provide loan and payment services to its customers in full compliance with international information security standards.
By implementing the ISO/IEC 27001:2013 Standard, we will be able to:
We would like to express our sincere gratitude to all our partner organizations, valued customers, and investors. We are proud to now be able to work in compliance with international standards and to strictly protect the security of all your information.
Since 2021, Netcapital Financial Group has successfully implemented the ISO 9001:2015 International Quality Management System Standard. After successfully passing its recertification audit in December 2023, the group was named TQCSI Mongolia LLC's Top Client Organization of 2023.
Twelve years ago, Netcapital NBFI was founded with a team of five people, opening a new chapter in the domestic financial market. Today, it has expanded into a group of companies with more than 150 employees. Their core values, defined as being a “customer-centric, technology-based organization,” are undoubtedly the foundation of their constant search for innovation. There is no doubt that their forward-looking, technology-driven, and flexible work methods, which prioritize being close to their customers, will lead to even greater success in the future.
Since 2008, the company has successfully operated in the financial market with the goal of creating a model for financial products. Last year, they entered the international market by opening a branch in Chicago, USA. The moment we stepped into their office, it was immediately clear that these industry-leading achievements are closely linked to the culture and atmosphere of Netcapital's team. We would describe their office design in three words: minimalist, stylish, and classic.
The office environment is comfortable and minimalist, free from bulky furniture. The entire office is designed for learning, development, and productivity, with the layout of desks and the color of furniture perfectly aligned with this goal. Instead of placing large, heavy furniture in the meeting rooms, common areas, and workstations, advanced technologies were installed to lighten the workload, which felt modern and innovative. The combination of brown, beige, and gray colors creates a classic and professional atmosphere.
The view of the city from the windows of Netcapital's office is truly beautiful. Being able to see the entire city from the top floor of the office in downtown Ulaanbaatar is surely one of the reasons to love the workspace. During a break from intense work, spending a few moments by the window felt like a quick recharge. The orange hue of the sunset, in particular, made the office look exceptionally beautiful.
Regardless of the location, characteristics, or size of its branches, Netcapital always designs a separate kitchen. Having a separate kitchen creates a culture for employees to sit together for tea or meals, which in turn fosters a collaborative mindset and strengthens the company's atmosphere.
The company describes its work style as youthful, creative, and positive. To maintain this, employees are required to continuously learn and develop. For this purpose, they purchase online courses from Udemy. This allows them to stay up-to-date on global standards and the trends of international experts, ensuring their workforce is prepared.
Furthermore, every morning from 8:50 to 9:50 a.m. is designated as "Free Reading Time," during which employees can take online courses or read books and guides for their personal development. One employee mentioned, "We have a system where we get paid for developing ourselves and reading books."
To maintain an attitude of constant growth and innovation, significant effort is required not only from the company's policies and systems but also from individuals. Therefore, in its HR policy, Netcapital prioritizes EQ (emotional intelligence) over skill. Currently, 85% of Netcapital's employees are under 30 years old.
As part of its training and development initiatives, the company organizes key events that are part of the "5 NET IMPACT Strategy" on a monthly and quarterly basis. These include:
To ensure all work is done with high quality, they entrust professional tasks to experts and plan work meticulously through prior consultation. This allows them to complete each task with high quality on the first attempt, saving costs. They emphasized that this approach serves as a foundation for planning future projects and setting standards. For this reason, they entrust their office furniture to "Anun," marketing management to "Bat Solution Partners," interior design to "Adme," training and development to the "Dale Carnegie Center," and video content to "Trimon."
"I'm very fond of how our company constantly encourages employees to challenge and grow themselves, and how it genuinely supports that process. Our team is incredibly open-minded and provides equal opportunities for everyone. The work environment is also one of the most powerful motivators for employees, and that's why we focus on making our office comfortable and promoting a culture of having breakfast together." — Ch. Solongo, Director of Finance and Accounting Department
"Our office is truly organized and comfortable to work in. After a busy day, standing by the big windows and looking at the city view is a great way to relax. I also like that the seating arrangement makes it easy for employees to talk and connect with each other. As a company, I believe our biggest advantage is that, in addition to material things like this, we provide ample opportunities for employees to grow, advance, and learn." — A. Ayuush, Investment Manager
"Our office is truly organized and comfortable to work in. After a busy day, standing by the big windows and looking at the city view is a great way to relax. I also like that the seating arrangement makes it easy for employees to talk and connect with each other. As a company, I believe our biggest advantage is that, in addition to material things like this, we provide ample opportunities for employees to grow, advance, and learn." — A. Ayuush, Investment Manager
