Receive and advise on loan applications from clients.
Research the loan applicant's business and collateral to assess risk and help make a decision on loan approval.
Monitor loan progress, ensure each loan is paid on time, and be responsible for loan collections.
Prepare reports related to loan activities.
Create a timeline for overdue loans, seize collateral, and sell it.
Interview clients, explain product terms, accept applications from qualified clients, and conduct research.
Attract new clients, promote and sell products and services to both new and old clients, and provide necessary additional information and advice.
Maintain corporate and client confidentiality.
Job Requirements
Education: Bachelor's degree or higher. A degree in banking, finance, economics, or business administration is an advantage.
Experience: Previous experience in loan or sales operations within a banking, financial, or business institution is an advantage.
Soft Skills:
Excellent communication skills.
Ability to express oneself clearly.
Quick problem-solving and conflict resolution.
Hard Skills:
Ability to conduct loan research, perform loan calculations, and work with risky loans.
Proficiency in Microsoft Office programs.
Additional Information
Job Objective: To ensure the growth of the branch's loan portfolio, maintain high-quality loans by implementing loan policies, product regulations, and other relevant rules, and support the company's continuous growth through sales.
Note: Salary + benefits (food, transportation, and phone expenses).
