Since its establishment in 2008, Netcapital Finance Corporation, a leading non-bank financial institution trusted by its clients, has solidified its position as a sector leader through the quality, accessibility, and speed of its financial products and services. As a result of this consistent operation, sound management policy, and socially responsible approach, the company was selected as one of Mongolia's Top 100 Entities for 2024, leading the non-bank financial sector.

Sustainable Strategic Growth and Expansion

For 17 years, Netcapital Finance Corporation has operated continuously, expanding into a national financial institution with 44 branches across 9 districts of Ulaanbaatar and 21 provinces, and employing over 600 skilled professionals. The company is committed to its goal of making financial services accessible to all and contributing to balanced regional development.

Excellence in Governance and Transparency

In 2024, the company achieved a 97.2% score on the Financial Regulatory Commission's "Corporate Governance Code" implementation assessment. This success is a testament to Netcapital Finance Corporation’s responsible, controlled, fair, and transparent management system.

A Leader in Innovation and Financial Modernization

Netcapital Finance Corporation is strategically implementing a digital transformation, successfully adopting international management systems. For instance, the company has successfully implemented and continues to adhere to:

• ISO 9001:2015 quality management standards since 2021
• ISO/IEC 27001 information security management system since 2023
• IDCXS (International Digital Customer Experience Standard) in 2024
• The international COSO Framework for internal control and risk management in 2023

The effective implementation of these internationally recognized standards across all company operations has created a customer-centric, fast, reliable, and secure financial service ecosystem, which significantly reinforces Netcapital's ability to compete on an international level.

Investment and Financial Stability

Netcapital Finance Corporation has maintained steady growth for 17 years, providing transparent and accurate information to its investors and paying dividends and interest yields on time without a single day's delay. This is a concrete demonstration of our financial discipline and responsible operations.

As a result of this trust and stability:

• In 2024, the company successfully raised ₮72 billion in bonds from the over-the-counter market.
• It also raised $9.0 million in financing from international financial institutions.
• In 2025, Netcapital became the first company in Mongolia to offer asset-backed securities (ABS) with a 20% annual interest rate to the public, successfully raising ₮30 billion with a 100% subscription rate on the primary market.

Social Responsibility and National Pride

Under the motto "Invest in Passion and Skill," Netcapital Finance Corporation acted as a general sponsor for the live broadcasts of:

• UEFA Euro 2024
• The 33rd Paris 2024 Summer Olympic Games
• The 17th Paralympic Games

The company also provided direct financial support to Mongolian teams and athletes.

This achievement of being named a Top 100 Entity is a true recognition of not only the company but also the development of Mongolia's non-bank financial sector and market confidence. We will continue to be a trusted partner in the Mongolian financial sector, combining innovation, transparent governance, sustainable growth, and social responsibility.

We extend our deepest gratitude to our valued clients, loyal partners, and dedicated team.